People living in China and other countries may need to pay for services in Nigeria without maintaining a Nigerian bank account. A pay in RMB for services in Nigeria option can make it easier to arrange local services remotely while paying from a renminbi-denominated account or card.
For Chinese residents, businesses, investors and international customers, remote payment can simplify everything from family support and property maintenance to procurement, business errands and local concierge services.
Pay Nigerian Service Providers in RMB
Customers abroad may need to pay for services such as:
- Property maintenance
- Home cleaning
- Generator repairs
- Solar installation
- CCTV installation
- Pest control
- Local errands
- Procurement
- Gift delivery
- Food delivery
- Airport transfers
- Business support
- Concierge services
Whether RMB payment is available depends on the service provider and its payment infrastructure.
How Paying in RMB Works
A typical process may involve:
- Requesting the Nigerian service.
- Receiving the service quotation.
- Confirming the RMB amount or applicable currency conversion.
- Paying through the available international payment method.
- Confirming the payment.
- Having the service arranged locally in Nigeria.
- Receiving an update after completion.
Some Nigerian businesses may quote their services in naira while allowing eligible international customers to pay using an RMB-denominated card or another supported payment method.
Pay With a Chinese Card
Customers in China may be able to use eligible international payment cards to pay Nigerian businesses, depending on the merchant’s payment setup and the payment network supported.
If the service is priced in naira, the payment provider or card issuer may handle the conversion from RMB to the applicable settlement currency.
Customers should confirm accepted payment methods, exchange rates and applicable charges before making payment.
Pay for Family Services in Nigeria
Chinese residents and Nigerians living in China can arrange services for family members in Nigeria, including:
- Food and groceries
- Birthday gifts
- Home cleaning
- Laundry
- Generator repairs
- Property maintenance
- Pest control
- Welfare visits
- Local errands
You can arrange and pay for the service remotely while the task is completed locally in Nigeria.
Pay for Nigerian Property Services
Property owners living in China may also need to pay remotely for maintenance and property-related services.
These may include:
- Property inspections
- Cleaning
- Generator servicing
- Solar installation
- CCTV installation
- Pest control
- Repairs
- Contractor services
For larger projects, review and approve the quotation and scope of work before making payment.
Pay Nigerian Businesses in RMB
Chinese companies, entrepreneurs and investors may need to pay Nigerian suppliers and service providers for:
- Procurement
- Supplier sourcing
- Product inspections
- Business errands
- Local representative services
- Consulting
- Event services
- Logistics support
Depending on the payment arrangement, the Nigerian provider may receive RMB through a supported cross-border payment arrangement or receive the applicable naira equivalent after conversion.
RMB Payment and Currency Conversion
If a Nigerian service is priced in naira but you pay using an RMB-based payment method, the payment provider may handle the currency conversion.
Before paying, confirm:
- Total RMB amount
- Applicable exchange rate
- Payment processing charges
- Amount the Nigerian provider will receive
- Refund conditions
- Cancellation terms
This helps you understand the total cost before completing the transaction.
How Travo.ng Can Help
Travo.ng can coordinate relevant Nigerian services for international customers where the requested service is available.
This may include:
- Concierge services
- Property support
- Family assistance
- Procurement
- Local errands
- Deliveries
- Business support
- Airport services
- Home maintenance
- Supplier coordination
Where RMB payment is supported for a particular service, the applicable amount and payment method can be confirmed before the customer proceeds.
Pay for Nigerian Services From China
You do not necessarily need a Nigerian bank account to arrange local services. Where international RMB payment is supported, customers in China can pay remotely while the requested service is coordinated in Nigeria.
Travo.ng can help coordinate relevant Nigerian concierge, property, family and business services for Chinese customers where available.
