Handling cash safely in Nigeria is still a big challenge for merchants. Whether you run a supermarket in Lagos, a pharmacy in Abuja, or manage multiple retail outlets, moving daily cash from your tills to the bank can be risky, time-consuming, and distracting.
That’s where merchant cash collection services come in—helping you move money securely while you stay focused on sales. And with Travo.ng’s strong logistics and travel network across Nigeria, you can plug cash management into the same ecosystem you already use for deliveries and errands.
What Are Merchant Cash Collection Services?
Merchant cash collection services are specialised solutions that help businesses:
- Collect physical cash from branches or outlets
- Transport it securely to a bank or central office
- Track every pickup and drop-off in real time
- Reduce internal risk and human error in cash handling
Instead of your staff carrying large sums to the bank, a trusted partner handles the movement, recording each transaction and giving you a clear audit trail.
Why Nigerian Merchants Need Secure Cash Collection
Nigeria is still heavily cash-driven across retail, transport, fuel stations, hospitality and informal markets. That means:
- Security risks: staff carrying cash are exposed to theft, robbery and loss.
- Operational stress: owners or managers must leave the shop to visit the bank.
- Reconciliation issues: manual records often don’t match deposits.
- Lost productivity: time spent on banking could be spent on sales and customer service.
By using merchant cash collection services, you:
- Protect your staff and customers
- Shorten the time between sales and bank deposits
- Maintain accurate books and daily cash positions
- Free your team to focus on running the business
How Travo.ng Supports Merchant Cash Collection
Travo.ng is Nigeria’s all-in-one platform for logistics, travel bookings, drivers, food and essential services, built to serve businesses that move people, parcels and payments every day.
While Travo.ng is not a bank, its logistics and travel infrastructure can help merchants manage cash more intelligently by combining secure movement, digital tracking and reliable routing.
Here’s how Travo.ng can fit into your merchant cash collection strategy:
- Cash-Linked Deliveries
Align your delivery runs with your cash runs. As your Travo.ng riders pick up or drop off packages, they can also collect sealed cash envelopes between branches or hubs, reducing the number of separate cash trips you need to organise. - Support for Pay-on-Delivery (POD) Merchants
For businesses taking cash on delivery, Travo.ng’s logistics flows help ensure each delivery is documented, so it’s easier to reconcile cash collected at the doorstep with your sales records later. - Route Optimisation for Multi-Branch Merchants
Use Travo.ng’s wide coverage to connect outlets in busy cities like Lagos, Port Harcourt and Abuja, so movement of cash bags between branches is faster and more predictable. - End-to-End Visibility
With tech-driven logistics and real-time updates, you gain better visibility on when collections and movements happen, which riders were involved, and how that aligns with your internal records.
By integrating your merchant cash collection services needs into an existing logistics backbone like Travo.ng, you save time, reduce risk and keep everything moving through one trusted ecosystem.
Who Needs Merchant Cash Collection Services?
Merchant cash collection services are ideal for:
- Supermarkets and minimarts
- Restaurants, bars and lounges
- Pharmacies and health & beauty stores
- Fuel stations and auto parts shops
- Transport operators and bus parks
- POS agents and informal market hubs
If your business handles daily physical cash, relies on multiple staff to bank money, or operates across different locations, you stand to benefit from a structured, secure cash collection setup powered by a reliable logistics partner.
Getting Started with Travo.ng as Your Logistics Partner
Ready to strengthen how you handle cash?
- Create a Travo.ng account
Sign up on the platform to start using Travo.ng for deliveries, errands and travel-related logistics. - Map Your Branches and Routes
List all locations where cash is collected daily—shops, kiosks, terminals or depots—and identify the best routes to connect them. - Align Cash Movement with Your Logistics Flows
Schedule deliveries and internal transfers in a way that supports your merchant cash collection plan—so you move goods and cash in the safest, most efficient pattern. - Set Clear Internal Processes
Define how cash should be counted, sealed, handed over and recorded at each pickup and drop-off point. Combine this with Travo.ng’s tracking to get a strong audit trail. - Review Performance Regularly
Track how much time and cost you save, where risks have reduced, and how much faster your cash reaches the bank or head office.
Turn Your Logistics into a Cash Advantage
In a market where cash is still king, smart businesses don’t just collect money—they move it safely, quickly and intelligently.
By combining merchant cash collection services with Travo.ng’s reliable logistics and travel network, Nigerian merchants can reduce risk, cut operational stress and stay focused on what matters most: serving customers and growing revenue.
Ready to upgrade how your business moves cash and goods?
Leverage Travo.ng today and start building a safer, smarter cash collection system around your daily operations.
